For a lot of years the state of New York was almost anti social about life insurance. Difficult to the point where a large number of very good life insurance companies that do business in every other state wouldnt jump through the hoops required in New York. And consumer unfriendly, oh my gosh. If you [...]

There is probably no one more prevalent issue that affects life insurance underwriting more than weight. With 30+% of our country meeting the criteria for being obese, face it, every application we get has a 1 in 3 chance of build and BMI being an underwriting issue. Weve had help recently on the lower end [...]

Home insurer AXA has warned homeowners of the potential for significant damage during Halloween. Almost 10% of UK households have been damaged at one time or another by trick or treaters, and whilst most damage is minor some can be serious. Claims can increase by as much as 200% on Halloween compared to a typical [...]

We have hundreds of thousands of military families that have their future at risk even as our government tries to disengage from one war and figure out an exit strategy from another. The government offers active duty military what is called SGLI, Service members Group Life Insurance. The maximum that can be taken out is [...]