Insured Lost Both Defense and Indemnity Coverage when It Refused to Allow the Insurer to Control its Defense
December 13th, 2011 by Mikayla Greenhalgh |
In Travelers Property v. Centex Homes, No. C 10-02757 CRB (N. D.
Over Fifties, Demographics and Car Insurance
December 4th, 2011 by Mikayla Greenhalgh |
The changing UK population demographic structure with a top heavy and aging baby boomer shape is causing serious problems for all financial services providers, not just those pension companies whose funds are shrinking as fast as the death rate.
Insurance companies have also had to consider both the changing shape of the markets and the changing nature of the risks as the population ages.
Insurance itself is partly to blame for the predicament it now finds itself in regarding the new nature of risks, of which fifty percent of the insurance buying UK public are now over the age of 50.
Health and safety demands of commercial insurance policies and wider cover and availability of health insurance have both for example added to the longevity of the buying market.
The recent global economic turmoils have also accentuated a new approach to over fifties insurance.
Companies That Work Hard On Weight Issues!
December 3rd, 2011 by Luca Jamison | Tags: Weight, Weight Issues
There is probably no one more prevalent issue that affects life insurance underwriting more than weight. With 30+% of our country meeting the criteria for being obese, face it, every application we get has a 1 in 3 chance of build and BMI being an underwriting issue.
Weve had help recently on the lower end of this spectrum, people who are overweight, but wouldnt be consider obese. Genworth and ING Reliastar have recently reworked their standard build chart and made their better rate classes available to people who would never have had that opportunity.
Health Care Tax Deductions for 2011
November 29th, 2011 by Jade Gould | Tags: Health Care, Tax
Every year as you start preparing for the tax season you may list all of the things that you can deduct from your taxes. This year don’t forget to include your out-of-pocket health care expenses.
Whether you have group or individual health insurance, any out-of-pocket cost that you absorb throughout the year should be considered.
View the slide show to see what deductions you can and can’t make at the end of the year.
Other Tax Considerations
If you don’t have a Health Savings Account, open one before December 31, 2011. Many