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2011 is not likely to be remembered as a year during which Oregon’s Supreme Court or Court of Appeals issued opinions that have a dramatic impact on insurance coverage litigation in Oregon. But two related environmental cases that have long histories continued to provide Oregon’s appellate courts with opportunities to address, if not necessarily answer, issues concerning ORS 742.061. This statute is significant to insurance coverage matters because it provides that an insured who brings an action on any policy of insurance may recover its attorney fees if two conditions are met: first, that the insurer does not settle within six months of the insured’s filing of a proof of loss, and second, that the insured recovers more than the insurer tendered.

In Certain Underwriters at Lloyd’s London v. Mass. Bon

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I’ve just returned from participating in an engaging and highly interactive translational research innovation symposium at Duke University this past Thursday put together by Dr. D

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For a lot of years the state of New York was almost anti social about life insurance. Difficult to the point where a large number of very good life insurance companies that do business in every other state wouldnt jump through the hoops required in New York.

And consumer unfriendly, oh my gosh. If you went to your cousins in Pennsylvania and decided to buy life insurance there because the options were far wider and better, you would run into a brick wall. If your residence was in New York, a company that didnt do business there, even though it was completely legal, wouldnt sell to you for fear of getting caught up in the New York Insurance Regulations.

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Have you ever looked at a health plan and had no idea what it meant? You are not alone. While health insurance plans aren’t always easy to understand, the following infographic will help you understand the various parts and what out-of-pocket fees you may be responsible for after using a health care service.

Many consumers may not realize the health costs they must pay for besides the monthly premium and deductible. Health insurance provides certain coverage levels for services and to avoid medical bill surprises consumers should compare those coverage levels before applying for a plan. <

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