Many of the commercial insurance companies that offer liability cover are very restricted in what they can and cant do. For example, any trades that involve the use of heat, ie blow torches and blow lamps are OK, but the limits of liability available are low. Very few insurers will allow cover above a limit [...]

The first part of this post does not relate to professional indemnity insurance, but it is relevant. BIB was asked yesterday to quote for a pub, it was a new venture for the customer, taking over a trading, city centre, pub. Now, we are quite proud of the markets we have for pub insurance, we [...]

If you are a contractor (ie working for, or providing services to another company or organisation) then you will probably have been asked at some point to prove you have public liability insurance in force. Why does this happen? The insurers of the people you work for will, more than likely, have applied a bona-fide [...]

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