As an independent business insurance broker, we have agencies with or access to dozens of different insurers. We are well placed to see what insurers are doing, or trying to do, as far as premiums are concerned. There are differences in cover being applied, but we will go over that separately. Insurers can join, although [...]

This Medicare Advantage Data Spotlight provides an overview of recent changes made to the Medicare Advantage program and examines trends in plan participation, premiums and certain benefits. About 12 million people, or nearly a quarter of the Medicare population, are enrolled in Medicare Advantage, the privately administered plans that are an alternative to the traditional [...]

signing a contract image by William Berry from Fotolia.com  Life insurance premiums can be high for several reasons. Term life insurance gives beneficiaries predetermined death benefits if the policyholder dies within a certain time period, such as 10 or 20 years. The annual premiums, or money paid into the policy, depend on classifications made by [...]